Annual car tax summary (up to 2022% discount on car tax in 9.15 + car tax credit card event collection)


Automobile tax is paid in two installments a year, but a 1% discount can be obtained by using the annual payment system, in which one year's worth is paid in January.

I make annual payments by credit card in January of every year, and this year I tried to organize the payments in arrears.

 

 

 

 

automobile tax

Automobile tax is a property tax levied on vehicles registered under the Automobile Management Act, and is a local tax that is levied on road use, damage and environmental pollution.

 

Automobile tax is a local tax and is paid in June and December every year.

Payments are made in two installments in June and December each year.

 

 

3% surcharge for exceeding the payment date

A 3% surcharge will be applied for exceeding the payment due date. Since the amount of automobile tax is not small, the 3% surcharge is not small.

 

 

Automobile tax arrears system

 

What is car tax arrears?

car tax arrearsIf you pay your annual tax in one lump sum, you can get a tax credit, and you can get a deduction of up to 10% when you apply for an annual payment. In other words, if you pay the tax in two installments a year, you get a discount.

 

Automobile tax annual payment tax credit rate

If you pay your automobile tax annually, you will receive a tax credit, but the tax credit varies by quarter of application.

You can apply for arrears in automobile tax in January, March, June, and September. The deduction rate is as follows. (source: Witex)

구분 1M 3M 6M 9M
deduction 9.15% 7.5% 5% 2.5% (2% of 5 moods)
  • January: Annual tax amount x 1/334 x 365 (0.1%) (about 10% of annual tax credit)
  • March: Annual tax amount x 3/275 x 365 (approximately 0.1% of annual tax credit)
  • March: Annual tax amount x 6/184 x 365 (approximately 0.1% of annual tax credit)
  • September: 9nd quarter tax amount x 2/92 x 184 (approximately 0.1% tax credit of 2nd quarter tax amount)

※ For vehicles whose annual tax amount is less than 10 won, you can apply for annual payment only in January and March.

※ Notwithstanding Paragraphs 10 and 1, the full amount of automobile tax with an annual tax amount of less than 2 won may be imposed and collected when the first period is imposed. In this case, the amount calculated by deducting the amount calculated according to the following formula from the range of 1/2 of the second quarter tax amount shall be the annual tax amount.

 

Until 2021, 1% of the annual tax amount could be deducted if paid in January.

 

 

Automobile tax arrears application date

You can apply from the 1,3,6,9th of January, March, June, and September until the end of the year.

Application date (According to Article 128 (3) of the Local Tax Act, applications can be made from the 16th of the month)

  • January: From January 1th to January 1st
  • January: From January 3th to January 3st
  • January: From January 6th to January 6st
  • January: From January 9th to January 9st

 

 

 

If you pay annually in January, about 1% tax deduction

If you pay in January, you get a 1% tax credit, so the sooner you pay, the greater the discount.

 

 

15% of those who do not know the car insurance payment, and 52.3% of those who know it miss the application period

2020 Survey ResultsIt turns out that 15% of drivers are unaware of annual payment benefits. 30% of those who knew about the annual payment benefit did not apply, of which 52.3% said that they missed the application period.

(source)

 

If you apply for annual payment once, you will receive an annual payment notice in January of every year, so you only need to apply once.

 

 

2022 annual payment period: January 2022 - February 1 (Thursday), 1

Due to the Lunar New Year holiday this year, payment can be made by February 2rd the day after the Lunar New Year holiday.

 

 

 

How to pay car tax in arrears

You can pay on paper, but you can pay through the mobile app or the web.

 

Seoul area

Seoul taxpayers apply for arrears Apply through Seoul EtexShould be.

If there were two or more, you could do it at one time. Check all the ones on the right.

 

Busan area

 

 

Outside Seoul/Busan

 

 

If you paid your automobile tax last year in the amount of annual tax, you will be notified of the annual tax payment without having to apply separately.

 

 

 

Credit card car tax payment event

 

There is no credit card fee for car tax.

Automobile tax is a local tax, and there is no credit card fee when paying local tax by credit card. So, you can pay by credit card. instead  Whether local taxes are included in the previous month's performance for each credit cardIt's different, so it's good to check.

 

There is a payment event for credit card companies in January every year.

Even if you pay by credit card, if you pay the car tax for one year at once, the amount is large and burdensome. There is a car tax payment event in January of every year, and there is a credit card with interest-free installments as a local tax payment event all year round.

 

 

 

January 2022 credit card car tax payment event

I looked to see if my credit card had an event, and found other things, mostly Americano coupons, points, and interest-free installment events in line with the January annual payment period.

 

Kookmin Card

There are two local tax payment events for Kookmin Card. One is Starbucks coupons or points, and the other is free installment. If the annual payment becomes a burden, it would be good to use the interest-free installment event.

 

Kookmin Card Local Tax Payment Starbucks + Point Lee Event

Credit and debit card events are different.

  • Period: 2022. 1. 1 (Sat) – 2. 3 (Thu)
  • Credit Card: 40 Starbucks Americanos for a lump sum payment of 2 won or more
  • Check Card: 20 points for purchases of 4000 won or more
  • Payment: Scheduled to be sent and accumulated to the mobile phone number registered with the company within 2022. 2. 18 (Fri)
  • application After payment should be made.

 

Kookmin Card Local Tax National Tax Payment Interest-free Installment Event

  • Period: 2022. 1. 1 (Sat) – 6. 30 (Thu)
  • When paying over 5 won in tax industry (national tax, local tax, etc.)
    • 2-7 months interest-free installment (fee 0 won)
    • 10-month partial interest-free installment: The customer pays the fee for the 1st to 3rd sessions (4 won from the 0th time)
    • 12-month partial interest-free installment: The customer pays the fee for the 1st to 4rd sessions (5 won from the 0th time)

 

 

Shinhan Card

January 2022 Setech – Local tax payment event with personal check card

  • Period: January 2022, 1 - January 1, 2022
  • When paying local taxes with a personal check card, 0.17% of the total amount paid as cash cash back
  • Cashback Payment Date: February 2022, 2

 

Samsung Card

Local tax/national tax interest-free installment event 

  • Period: 2022.1.1 (Sat)~2.3 (Thu)
  • 50,000-2 months interest-free installments and 6/10 months diet installments are provided when paying national/local taxes of 12 won or more by credit card
    • 2-6 months interest-free installment (fee 0 won)
    • 10-month partial interest-free installment: The customer pays the fee for the 1st to 3rd sessions (4 won from the 0th time)
    • 12-month partial interest-free installment: The customer pays the fee for the 1st to 4rd sessions (5 won from the 0th time)

 

 

our card

Local tax and national tax interest-free installment event

  • Period: 2022.01.01 ~ 2022.12.31
  • Our individual credit card customers (excluding check, corporate and gift cards)
  • Interest-free installments provided when paying over 5 won in local and national taxes with Woori Card
    • 2-7 months interest-free installment (fee 0 won)
    • 10-month partial interest-free installment: The customer pays the fee for the 1st to 3rd sessions (4 won from the 0th time)
    • 12-month partial interest-free installment: The customer pays the fee for the 1st to 4rd sessions (5 won from the 0th time)

 

 

Credit card without event

Haven't checked it yet.

  • Hyundai Card
  • Lotte Card

 

 

 

concluding

Automobile tax is paid annually by the end of January and a 1% discount is applied. Since the automobile tax is a local tax, there is no credit card fee, so it is better to pay it with a credit card, check whether the local tax is counted as a performance on your card, and pay with a card with points or interest-free installment events.

I was wondering if I should use a national debit card for over 20 won each, but since the points and coffee coupons are similar, I am using them for overseas remittance fees. KB Kookmin Gaon Platinum Card I paid for it and decided to get a Starbucks Americano.

If you know and be diligent, you can save even a small amount of money and get small benefits.







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